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	<title>Golden ISA</title>
	<link>http://goldenisa.org.uk</link>
	<description></description>
	<lastBuildDate>Tue, 24 Jan 2012 02:27:12 +0000</lastBuildDate>
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		<title>What the Agency Workers Directive Means to the Contractor</title>
		<description><![CDATA[Amidst all the confusion in regards to the Agency Workers Directive, many contract workers are concerned that employers will begin terminating their contracts at the 12 week point so as to avoid the AWD. Actually, this has not been the case as UK companies are realising that it is more cost effective to give contract [...]]]></description>
		<link>http://goldenisa.org.uk/isacash/what-the-agency-workers-directive-means-to-the-contractor/</link>
			</item>
	<item>
		<title>Interesting Insolvency Statistics</title>
		<description><![CDATA[Oddly enough, last year’s insolvency statistics show an interesting pattern which is almost beyond belief since so many Britons are out of work or receiving lower wages than in previous years. According to the Insolvency Service, individual insolvencies are down by about 31.2% in Q3 of 2011 as compared to Q3 of 2010. Data for [...]]]></description>
		<link>http://goldenisa.org.uk/isacash/interesting-insolvency-statistics/</link>
			</item>
	<item>
		<title>Tips on Saving Dollars on Energy in Your Home</title>
		<description><![CDATA[
A typical U.S. family spends more than $1,600 a year on home utility bills, yet making some simple changes around the home can save money and make heating and cooling systems more efficient, according to World Energy Solutions, a publicly traded energy services company based in St. Petersburg, Fla.
By evaluating facilities and equipment, World Energy [...]]]></description>
		<link>http://goldenisa.org.uk/fixedrateisa/tips-on-saving-dollars-on-energy-in-your-home/</link>
			</item>
	<item>
		<title>When Is It a Mistake to Re-Finance?</title>
		<description><![CDATA[
Many homeowners make the mistake of thinking re-financing is always a viable option. However, this is not true and homeowners can actually make a significant financial mistake by re-financing at an inopportune time. There a couple of classic example of when re-financing is a mistake. This occurs when the homeowner does not stay in the [...]]]></description>
		<link>http://goldenisa.org.uk/banksavings/when-is-it-a-mistake-to-re-finance/</link>
			</item>
	<item>
		<title>Little Or Nothing Saved At 50,  You&#8217;ve Got To</title>
		<description><![CDATA[
Little Or Nothing Saved At 50,  You&#8217;ve Got To Act Fast. Here&#8217;s My Simple Catch-Up Plan.
I&#8217;ve been receiving a great many letters lately that go something like this! &#8220;I&#8217;m about to turn 50 and I&#8217;ve just started planning for retirement! Any ideas?&#8221;  Great question! Something you should have asked 15 to 20 years [...]]]></description>
		<link>http://goldenisa.org.uk/bestisarates/little-or-nothing-saved-at-50-youve-got-to/</link>
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		<title>Different Types of Lenders</title>
		<description><![CDATA[
According to Carrier Reeder, debt adviser: The most important type of loan is home loan and as in other cases the choice of lenders are immense.  She analyses the various types of loans available and the options offered by them.  The various types of lenders are a. Mortgage Banker, b. Mortgage broker c. [...]]]></description>
		<link>http://goldenisa.org.uk/isacash/different-types-of-lenders/</link>
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		<title>Lakeycia Jefferson on Wealth Masters</title>
		<description><![CDATA[
Prior to becoming a consultant with Wealth Masters International, Lakeycia Jefferson, a consultant with Wealth Masters International (www.wmitoday.com/wealthtransfer) was a network marketer who experienced firsthand the limitations of a traditional mindset. &#8220;I never went beyond my inner circle of family, friends, and acquaintances,&#8221; she says. &#8220;I simply didn&#8217;t have access to a marketing system that [...]]]></description>
		<link>http://goldenisa.org.uk/bestisarates/lakeycia-jefferson-on-wealth-masters/</link>
			</item>
	<item>
		<title>Tips On Finding Reputable Debt Counseling Services</title>
		<description><![CDATA[
For the debtor who is already at the end of his rope and trying to figure out how to get out of debt, the last thing he needs to worry about is whether the debt counselor he has chosen to help him is going to make his problems worse. He needs to be assured that [...]]]></description>
		<link>http://goldenisa.org.uk/fixedrateisa/tips-on-finding-reputable-debt-counseling-services/</link>
			</item>
	<item>
		<title>Debt Settlement &amp; Income Taxes  What You Need To</title>
		<description><![CDATA[
Debt Settlement &#038; Income Taxes  What You Need To Know
Debt settlement has become a popular approach to resolving problem debts without having to file bankruptcy. With this approach, creditors agree to accept a portion of what you owe (usually around 50% or less) to settle the account, and the remaining balance is forgiven. This [...]]]></description>
		<link>http://goldenisa.org.uk/isacash/debt-settlement-income-taxes-what-you-need-to/</link>
			</item>
	<item>
		<title>What You Should Know About Interest Rates</title>
		<description><![CDATA[
For all people shop around for the best rate, there are few who have taken the time to sit down and add it all up. After all, why would you bother? The answer is that understanding just how interest rates work can help you see how important small differences in rates and payment amounts can [...]]]></description>
		<link>http://goldenisa.org.uk/banksavings/what-you-should-know-about-interest-rates/</link>
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